Auto · Home · Health — U.S. and Canada

Know what your insurance really covers — before it matters.

Upload your auto, home, or health policy. ClauseGuard reads it on your device and builds a clear report: what is covered, what is missing, what each part costs you, and exactly what to ask your agent.

Your policy never leaves your device. The document is read inside your browser and is never uploaded. Only if you ask, a short summary without names, policy numbers, or medical details is sent to your email or phone.
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Every finding quotes your policyThe exact sentence and page number, so you can verify it yourself.
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Built to save money without losing protectionSee what you pay for, possible overlaps, and the questions that lead to better prices.
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Educational, not salesWe do not sell insurance or earn commissions. Decisions stay with you and a licensed professional.

One report for the three policies every household has

ClauseGuard recognizes the document type automatically.

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Auto

Liability limits vs. state minimums, uninsured motorist, PIP, deductibles, rental and roadside, gap coverage, and collision on older cars.

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Home, renters & condo

Dwelling and rebuild cost, liability, roof and actual-cash-value clauses, hurricane and wind deductibles, water backup, flood and earthquake gaps, optional add-ons you pay for.

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Health

Deductible and out-of-pocket maximum, coinsurance, copays, network rules, prior authorization, prescriptions — and for denial letters and EOBs: appeal deadlines and what you may owe.

What's in your report

Everything below, for each policy you unlock.

Coverage score

A 0–100 score with a breakdown, so you see at a glance where you stand.

Gaps and risks, ranked

Critical → Important → Consider, each with why it matters.

Proof from your policy

The exact sentence and page number behind every finding.

Side-by-side table

Your coverage next to typical recommended ranges.

Cost review

What each part costs you, possible overlaps (for example roadside help you already have), and where people often save.

Questions for your agent

Ready to copy, so the call takes five minutes.

Email or text summary

Sent to your email and/or phone — you choose.

Renewal reminder

A heads-up before your policy ends, by email or text.

PDF

Download or print the full report.

How it works

1

Scan

Upload a PDF or a photo of your policy. It is read on your phone or computer.

2

Preview

We confirm what we recognized: policy type, insurer, and end date.

3

Unlock

Pay once per policy. No subscription.

4

Act

Read your report, send the summary to yourself, and set a renewal reminder.

Simple pricing, per policy

Pay only for the policies you want reviewed. No subscription, no account.

Single policy

$14.99

one policy — auto, home, or health

  • Full report with coverage score
  • Gaps and risks with policy quotes
  • Cost review and savings questions
  • Email and/or text summary
  • Renewal reminder
  • PDF download
Scan my policy

If we cannot read your policy, you get a full refund. See the Refund Policy.

ClauseGuard reports are educational. They are not insurance sales, legal or medical advice, or claims adjusting, and they do not guarantee savings or claim outcomes. Before changing coverage, talk to a licensed agent or your plan.

Privacy is the product

Insurance documents hold some of the most sensitive information a family has. We built ClauseGuard so your document stays with you.

Read on your device

Your policy is processed inside your browser. There is no upload of documents.

Report kept only in your tab

The report lives in the browser tab and is erased when you close it or press “Delete this report now”.

Minimal summaries

Email and text summaries never include names, policy numbers, quotes, or medical details. We do not keep a copy after sending.

Reminders deleted after use

For a reminder we store only your email/phone, the date, and the policy type — deleted once the reminder is sent or you cancel.

No data sales, no ad trackers

We do not sell or share personal data and we do not run advertising trackers.

Payments by Stripe

Card details go directly to Stripe. We never see your card number.

Read the Privacy Policy

Use ClauseGuard on your phone

Add ClauseGuard to your home screen and photograph paper policies. App Store and Google Play listings will appear here once approved.

iPhone (Safari)

  1. Open clauseguardinsurance.com in Safari.
  2. Tap Share, then Add to Home Screen.

Android (Chrome)

  1. Open the site in Chrome.
  2. Tap the menu, then Install app or Add to Home screen.

Questions people ask

Do you store my policy?

No. Your document is read in your browser and never uploaded. The report stays in that browser tab until you close it or delete it. If you ask for an email or text, only a short summary without names, numbers, or medical details is sent, and we do not keep it.

What do I see before paying?

We confirm the document type, insurer, and policy end date we recognized, and show exactly what the report contains. The findings unlock after payment.

Which policies work?

Auto, homeowners, renters, condo, and health plans (summary of benefits, plan documents, EOBs, and denial letters) from the U.S. and Canada. A declarations page or benefits summary works best.

Will you tell me to cancel coverage?

No. We show what each part costs and where people often save, and we give you the questions to ask. Decisions about buying or dropping coverage belong with you and a licensed agent or your plan.

How do reminders work?

Choose email and/or text and how many days before your policy ends. We store only your contact, the date, and the policy type, and delete them after the reminder goes out. Every reminder includes a cancel link; texts can be stopped by replying STOP.

What if the scan fails or I'm not satisfied?

If we cannot read your policy, you get a full refund. See the Refund Policy for details.

Is it available in Spanish?

Yes — the site, the reports, emails, and texts are available in Spanish.

About ClauseGuard

ClauseGuard is an independent, founder-led service based in the United States. We help households understand the insurance they already pay for. We are not an insurer, agency, or broker, and we do not earn commissions or referral fees.

Support

Questions and refunds in English or Spanish:
support@clauseguardinsurance.com

Please do not email insurance or medical documents.